Why You Should Drink Tea Regularly

It is no surprise that tea is packed with health benefits, but do you know how much it can improve your body? Here are six reasons on why tea is good for your body.

Weight Loss. One of the most popular benefit of tea is burning fats. Tea contains caffeine and catechins that helps your body to burn fats fast and speed up metabolism. It breaks down excess fats and convert it to energy which you can use through out the day.
Fights Skin Aging. The sun, pollution, dust, and smoke have free radicals that cause the skin to dry and aged quickly. The antioxidant in tea helps fight free radicals and helps the skin recover from their harmful effect. It also makes the skin glow and look young.
Lower Cholesterol Level. The catechins in tea helps: lower the LDL (low-density lipoprotein) cholesterol level which is bad cholesterol and associated to heart disease, increase the HDL (high-density lipoprotein) cholesterol level which is known as the good cholesterol that helps remove or reduce bad cholesterol and prevent absorption of cholesterol in the intestines. All of these results to lower total cholesterol level in the body.
Good for the Heart. In connection with lower cholesterol level, LDL cholesterol is responsible for plaque (fats or cholesterol) build up in the arteries causing arteries to narrow and limit the flow of oxygen-rich blood in your heart and other parts of the body which can eventually result to atherosclerosis or coronary heart disease. This condition can lead to heart attack or stroke.
Reduce Risk of Cancer. Tea, specifically green tea, exhibits anticancer effects. It helps prevent or delay the onset of cancer. Studies have shown that people who consume high levels of green tea has higher age at cancer onset than those with low levels of green tea consumption. These studies also shown that high consumption of green tea is associated with reduce incidence of stomach, liver, lung, and colorectum cancer.
Good for the Brain. Tea improves memory especially for older adults. It prevents cognitive impairment and degenerative diseases like Alzheimer’s disease. While many factors affect the brain’s health, research has shown that tea may help maintain the parts of the brain that is responsible for learning and memory.
Tea is the most popular drink in the world and has been, and is, part of many cultures. You can enjoy four different types of tea: oolong, green, white, and black. All contain the antioxidant called catechins, but it is more abundant in green tea because of the process. Other types of tea like herbal teas are not real tea although they may also have health benefits. Real tea are made from Camellia Sinensis plant.

Eligibility criteria to avail a Home Loan

A majority of the people especially the emerging Indian middle and upper middle class dreams of owning a house for their living and comfort. However, due to skyrocketing property prices it becomes difficult to save enough money to buy home independently. Also, due family responsibilities and prior commitments towards other mortgages makes it difficult to save enough to deal in cash while purchasing your home. In such a situation, the most obvious route would be applying for a home loan. In India, there are various leading housing finance companies and banks that offer home loan with interest rates as low as 9.40 to 10% with a low processing fees. There are special concessions for women-oriented loan who are self-independently and working class women who wish to turn their dream into reality. Ideally your housing finance covers up to 80% of the property costs and also offers tax benefits. But, not every salaried or self-employed individual is qualified for housing loan. There are certain benchmarks set by housing finance companies and banks to make loans available to greater segment of the society known as “home loan eligibility” criteria.

Here are few aspects regarding your eligibility for housing finance:

Age

An age of the applicant plays a decisive role in qualifying for the loan amount. The age criteria for an eligible home loan applicant might differ on the basis of whether you’re salaried for self-employed. It is relatively proven if you’re younger and free from any responsibilities than you qualify for higher loan amount at lower interest rates costs.

Credit Score

It is important you have a good credit score rating to avail any form of loan. Before, lending finances banks have a background check of your credit history through a Credit Information Company like CIBIL (Credit Information Bureau India Ltd.) and go through your repayment track record. You can visit the government recognized site for www.cibil.com and get your credit report. The errors or low credit score might reduce your chances of getting higher home loan eligibility. Such reports are accessed by the bank’s credit department after you apply for the housing loan for inputs on your credit history.

Existing Liabilities

It refers to any other loan being currently repaid by you. Housing finance companies and banks operate as such that if you’re paying any other loan, then your ability to repay an additional loan will be adversely affected. You may not pay extra towards home loan and clear the debt as soon as possible. Therefore, you may have less disposable amount towards your housing loan.

Income Level and Number of Dependents

Obviously, your current income level, source of income play a key role in deciding your home loan eligibility. A high net monthly income which may incorporate your spouse income as well is indicative of an ability to pay a higher monthly installment and better chances of timely repayment of your loan amount.

Also, some housing finances companies and banks take into consideration the number of dependents on the borrower. More dependents could be considered as hindrances towards easy and higher loan repayment amount. It will adversely affect your installment paying capacity.

Almost, all housing finance companies and banks offer this beneficial tool of EMI calculator for its customers and it’s very easy to us. Calculating monthly EMI is now at the touch of the button on your computers, laptops or smartphone devices. All you need is just mention the loan amount, interest rate preferred and loan tenure and it will display you exactly how much monthly payment you’ll be paying.

For any loan amount the loan tenure, interest rates, monthly installment and the amortization schedule offered by banks & finance companies will almost be similar. Consumers should know that in the initial phase, the EMI’s contribute more towards payment of interest rates then clearing reducing the principal amount. Gradually, as the tenure progresses, EMIs’ will clear off the principal amount being offered to the borrower. Thus, after every successful monthly installment payment to the finance company or bank, you will get an inch closer to clear your debt and own your dream forever.

Property Status

Home loan India provides give top priority to borrowers who intend to buy a HFC or bank-approved property. In such cases, approvals for the loan are speedy and the interest rates are also comparatively low. The other facts would be the status of property such as resale, under construction or newly constructed.

To summarize we would insist home loan eligibility highly depends on the individual’s monthly income, sources of additional income, savings and credit history, work experience, age, qualification, number of dependents, other sources of income including spouse’s income and asset & liabilities. Also, the job consistency or business stability matters the most while getting qualified for loan amount.

Tata Value Homes Noida designed by Tata Group and Lotus Greens to offer 2/3 BHK budget homes

Tata Eureka Park Noida is the newest venture by Tata Housing Development Company Ltd. which has been designed and developed as a joint collaboration with Lotus Greens. Designed in an enviable location in Sector 150 Noida on Noida Expressway, Tata Eureka Park has been developed on 20 acres’ area on a 4-side open plot, bounded by 30m wide streets. Tata Eureka Park Homes Noida is the first project by Tata Group in Noida which has been designed with an objective to offer budget homes with 2 and 3 BHK accommodation facilities. A prudent area with excellent connectivity, Tata Eureka Park Sector 150 Noida is easily approachable from all regions of Delhi NCR through Yamuna Expressway, Noida Expressway and FNG Expressway. It will soon be well accessible through upcoming metro services.

Tata Eureka Park Noida Expressway presents 21 residential blocks in its gated society which are raised up to 22 and 28 floors to offer 2/3 BHK apartments. An intelligent planning of the entire project layout, Eureka Park Noida presents a 9-holes golf course in its central area to offer a picturesque view of the lush greenery of the golf course from its apartments. Tata Eureka Park apartments Noida with 2 BHK accommodations are designed on floor area of 1100 sq. ft. and with 3 BHK accommodations are sketched out on 1285 sq. ft. and 1575 sq. ft. areas. Dotted with an exclusive range of lifestyle facilities and luxury amenities to complement the elite lifestyle of the modern citizens, Tata Eureka Park Homes Noida presents complete medical facility with hospital and medicine centre, school, cricket academy, tennis court, sports ground, swimming pool, commercial shopping centre, club house with banquet, food court and many more.